What do expats find most challenging?

"Communication is somewhat indirect. It's so important to watch body language, in particular changes in body language (rather than overt gestures) that indicate 'something's up'. Corruption, when encountered, is upsetting and frustrating. The inefficiency of anything official from receipt giving to getting the driver's licence (though there are notable exceptions). The plus side is that inefficiency is almost always accompanied by a smile," remarked another expat who made the move to Manila, Philippines.

"As one expat has mentioned here about crab mentality in Filipinos I never knew what it meant. It was not until I started building my wee bungalow with pool that my once friendly neighbour and family in the province started ignoring me. Believe it or believe it not, if you really dig into the Filipino psychi that you realise they don't like seeing others getting on when they are not, they just hide things deep down and hold grudges just like westerners. Do you know any Filipino expats in your country?? In my country I see how their mindset changes, that open friendliness changes, they become less approachable. Another thing I have first hand experience with, Filipinos, they do not like to spend money on anyone other than themselves or family. I have never in all my years been treated to a lunch or dinner by a Filipino, it's always me paying even though I know they work in good jobs and have a good bank balance, they will still not buy for you like you buy for them. . Only one time a Filipino guy did buy me a beer but he was visiting from Canada. Apart from that, I think in general many many are very tight with money especially if you are a foreigner in their company. I dated a Filipina for a few days years back, she let slip over a few beers that she had a coconut plantation that gives her a good income 4 times a year during harvest time, plus she worked as an events organiser who earned a good salary. She lived in a nice apartment in Quezon city, had the latest iPhone, laptop and much more. For the first few days together I paid everything not knowing this, I even flights to Boracay, hotel etc, all the meals, beer even for the odd bottle of water at 7/11. Never did she once opened her wallet to buy a water, an ice-cream or beer. When she told me over the beers about all her assets and bank balance, I was shocked, next day I told her it's time to say goodbye, I was horrified to think she sat and enjoyed a free ride without even making a some contribution to expenses. My mind has since changed a lot about Filipinos the more time I live among them, they are no different to westerners really," explained one expat living in Alabang, Philippines.

SJB Global
Connect

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.

Click connect to have our partner contact you via e-mail and/or phone.

SJB Global

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Connect

Click connect to have our partner contact you via e-mail and/or phone.