Panama
Clements Worldwide
Since 1947, individuals and organizations have relied on Clements Worldwide for trusted guidance and international insurance solutions. Each product has been specifically designed for the global community and comes with over 70 years of experience. With dedicated staff offering superior service, Clements has the right insurance solutions to meet the unique needs of our global customers, giving them the financial confidence to go anywhere in the world. Learn more about our International Insurance Solutions or learn more about Auto, Personal Property, Income Protection, Life, and Health Insurance.
How do you take care of yourself while living overseas?
International income protection, also called "loss of income" or "disability" insurance, protects individuals who are no longer able to work from loss of income. Whether by illness or injury, you can receive financial benefits that pay a monthly benefit while you recover, or a lump sum amount should you be permanently unable to work.
Will the benefits cover my financial obligations?
For temporary disablement, benefits can be as much as 60% of your monthly salary, allowing you to cover the most important of financial responsibilities. Should the illness or injury be permanent, then you can receive benefits of up to 5 times your annual income, paid in a lump sum amount.
Take Clements With You!
Clements Worldwide provides its clients with the freedom to live and work anywhere in the world with the peace of mind that they deserve. A champion of innovation, Clements created the first expatriate insurance program in 1947 for the U.S. Department of State. With over 70 years of experience creating specialized insurance solutions, Clements continues to expand and serve clients today in over 180 countries. Exceptional global service is supported from offices in Washington, D.C., London, Brussels, and Dubai.