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Digital Nomad Guide to Costa Rica | Digital Nomad Exchange
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Lake Arental, Costa Rica

Digital Nomad Life in Costa Rica

By Joshua Wood, LPC

Summary: Costa Rica is a popular destination for digital nomads. The most popular cities for digital nomads are San Jose, Tamarindo, and Puerto Viejo. Digital nomads like living in Costa Rica because of its beautiful beaches, lush rainforests, and friendly locals. A digital nomad can live on a monthly budget of around $1,500 in Costa Rica. The culture of Costa Rica is laid-back and relaxed, with a strong emphasis on family and community.

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How do I meet people in Costa Rica?

When we asked people living in Costa Rica about club and activities where newcomers can meet others, they responded:

"Welcome to San Ramon! Yes, lots of organized and also informal gatherings for philanthropy and recreational activities. Start by googling Community Action Alliance and check out their recent archived newsletters. Also look for Gringo Central which provides info on Central Valley groups and other useful info. And, every Thursday an expat group meets for breakfast at a local restaurant near the downtown park, come and go as you please. The Community Action Alliance has details on where. Finally, a few kilometers west of downtown past Magallanes, there’s a growing expat neighborhood with a very nice recreational center used by many expats, called El Palme (I think it’s called that, anyway). Can be found via Google," said one expat who made the move to San Ramon.

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What is life like in Costa Rica?

When we asked people living in Costa Rica what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Costa Rica has a lot of appeal. There is a vibrant culture and a welcoming attitude towards newcomers, making for a supportive and engaging atmosphere. Nature spots are abundant, and the vibrant and diverse landscape provides many opportunities for outdoor recreational activities. Costa Rica's transportation infrastructure is relatively good for a Latin American country, making it easy to travel within and around the country. The cost of living is generally lower than in most first-world countries and there are a variety of international restaurants and grocery stores. A combination of low taxes and tax incentives makes Costa Rica an attractive place to live and work. The combination of warm weather and modern amenities make it a great place to call home for digital nomads and expats alike," explained one person living in Costa Rica.

"Family is everything as with all Latin American cultures. Ticos make very good friends and once you are introduced into their families you become part of it. They will go out of their way to help you in every way possible," said one expat in San Jose.

"MONTEZUMA, LIFE DOWNTOWN - After living in Montezuma officially for the last year I look upon it with a deeper understanding, similar to the way one stares at art with new eyes once enlightened by one or two art history classes. When i first moved here it was for six months during the high season so I was able to camp, then as i started to put my roots down i realized the camping lifestyle could only work for the dry season and i would have to move to level two; the house and all the trappings that come with that. Then the job; starting a business downtown and teaching/ studying music, slowly becoming part of the community. Thus bringing me back to seeing more now than i ever did my first month here as a tourist, innocence is lost but the luster still abounds; Montezuma changed my view and approach towards life and how I was leading it, somehow coming face to face with nature so wide, pure, and vivid revitalized me and for that I am forever indebted to this proud little coastal village. What can one say about living here? One of the first things you'll noticed is that this is a "town" in the truest sense, classically so, like the set for a play or Sesame Street or like it was back in the states 100 years ago. This is a positive tight-knit community, where it's easy to know everyone's name in one week, and yet very open and welcoming to new characters on the scene (enter me and my boyfriend, who believes he'll be mayor by the end of the year!) planning on sticking around and becoming part of something great. And then there's the dogs. A great bumper sticker idea: "Costa Rica where every house comes with two dogs" would be a as popular as beanie babies here...because it's true . They usually belong to the cabina owners but dogs here are free so they basically decide where they want to live and with who...[ for more articles on Montezuma please check out our website: paraisopublicidad.com or find us on twitter and facebook for daily updates!]," remarked one member in Montezuma.

"It is a beach town. Most people are retired from North America. The beach is beautiful. All people go to the beach for walking, socializing, etc," explained one expat living in Playa Hermosa de Jaco, Costa Rica.

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Where should I live in Costa Rica?

We asked digital nomads and expats how they chose their neighborhood and found a place to live. They answered:

"We spent 4 years staying for short time in a number of areas. We recognize CA prices are not reflective of Florida or Texas prices. Adjust accordingly. 3 choices: The beach areas: Ridiculously hot & damp; humid so A/C runs non-stop, Where as in Escazu we rarely need it as the temperatures in the Central Valley at 4,000 feet rarely go above 80 or below 63. Rarely use A/C but if we do electricity is crazy cheap in CR unlike CA. The water is great here too, No need anywhere in CR for bottled water like CA. We still love to visit the beach which is only 2 hours away (Pacific side) but just not live there. Central Valley: 3 choices Heredia (nice but a little too rural), Santa Anna (a little too hot & too small, (Although the golf course is amazing there!), and the best in our mind Escazu. The perfect location in Escazu is anywhere close to the Costa Rica Country Club (no we could never afford to belong). Five years ago, we stayed in La Sabana (loved it) first as our home base and after many stays all around CR returned and bought a beautiful condo with high security in Escazu. The cost was 20% of what our condo was in San Diego and 4 times the size! We can walk (or a truly short drive) to so many restaurants, large supermarkets, shops and even two great movie theatres showing films in English! Food was a big worry, yet in Escazu we can buy the same foods we enjoy in the states (and lots of great Italian restaurants!). And virtually no mosquitoes at this elevation unlike the beaches! Also, best hospital in central America only 2 miles away (CIMA, JCHO accredited, many English-speaking docs). Ditto for dentistry. All much cheaper than the states. If you do not know any Spanish (like us) and now retired in your late 60’s, learning a new language can be stressful, Hence Escazu. Our culture shock has been minimal which has been a big relief, but we like the challenges of learning Spanish, & have learned the patience it takes (Tico Time) like spending 3 hours in a bank just to get a new debit card, which stopped working for some unknown reason after a month, needing an attorney to buy a car, etc. But some things are very fast like walking 3 blocks to our internet/TV provider (by the way great hi-speed) and getting service sent to our condo, multiple times, within the hour! And everyone is soooo happy and helpful! The politest most respectful drivers we have ever seen. We have traveled all over the world and have never experienced such absolute courtesy on such a grand scale. Certainly not in the states. And we have made a number of Tico professional friends here, been to their homes (very welcoming) and they have been nothing but helpful, sincere and trustworthy. They truly are the happiest people in the world! By the way we have spent a lot of time in Mexico (my brother lives there) and that is a dangerous unpredictable place compared to CR, but certainly cheaper as is Belize (truly scary)," remarked one foreigner who made the move to Escazu.

"It's cheaper to live a little ways outside the city so location was influenced by that. There is also less crime outside the city. I found my apartment by asking around and doing some walking. There won't always be a sign up so, if it looks available, ask," explained one person living in San Marcos, Tarrazú, Costa Rica.

"We live in Samara on the Nicoya Peninsula. It’s a really wonderful little beach town. Lots of good restaurants. Mostly CR population but also quite a lot of expats. Super nice beach. Near large town of Nicoya for convenience. Good roads - important! Our landlord has a new construction house available 2 BR/ 1 BA for $1,000/month. We are three miles from town and the beach. We seriously love the area and our landlord is wonderful," said one expat in Costa Rica.

"Costa Rica is a great place to live and there are many options for finding a suitable location to call home. A good first step is to research the areas of the country you may be interested in and determine what type of lifestyle and accommodations suit you best. You can research online using resources such as TripAdvisor, Airbnb, and Craigslist to get an idea of what is available in each region. Additionally, there are a variety of real estate agencies located throughout Costa Rica that can help you find a suitable living space. Ask around for recommendations and make sure to select a reputable agency. Finally, you can reach out to the expat community for advice, as they are generally well informed about housing options," remarked one member in Costa Rica.

"I was basically told in what area to live. Most expats live in Escazu, Santa Ana or Rohrmoser. Then I went with several agents to look at possible apartments. After that you start haggling!!! (Hagglig is essential. I have seen houses come down from 4500 USD a month to 2500.)," explained one expat living in San Jose, Costa Rica.

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What do I need to know before moving to Costa Rica?

When we asked people what advice they would give someone preparing to move to Costa Rica, they said:

"Before retiring in Costa Rica, expats should make sure to research residency options, learn about the country's healthcare and education system, and familiarize themselves with Costa Rica's culture and customs. It is important to have a working knowledge of the Spanish language. Knowing the local laws and the best ways to finance and protect assets is also essential for a smooth transition into retirement. Expats should also investigate what kind of activities and attractions are available in the region where they plan to settle. It is also a good idea to look into visa restrictions, as some retirees may need to acquire special documentation to stay in the country. Additionally, expats should be aware of the cost of living in Costa Rica and how much they need to budget for their retirement," explained one person living in Costa Rica.

"Have lived in Grecia for 7-1/2 yrs. It is a small city and in my opinion the best unless you insist on beach area which is too hot for me. No a/c necessary where I live. Easy to get to know people if you are friendly. I can't walk down the street without people I know honking or waving. I live happily without a car which means not using all my pension on repairs and high gas," said one expat in Costa Rica.

"Be ready to live, love and relax. This is a beautiful country and we live in paradise," remarked one member in Playa Hermosa de Jaco.

"Come and see for yourself before you make a commitment to moving here. There is a lot of hype about Costa Rica being a paradise, a cheap place to live or retire, and a safe place because it eliminated its army in 1948. The reality is that San Jose has a high crime rate, the iron grates on all of the houses and businesses can be off-putting - as can the security guards with loaded riffles - and it isn't a cheap place to live. Food, utilities and rent in certain areas of the city are quite high especially for a developing nation. Other issues in San Jose: air pollution from cars is pretty bad; noise pollution gets on your nerves after a while; it isn't safe to walk outside in the late evening or night; the streets, sidewalks and highways are in terrible shape; and government monopolies make it near impossible to get a cell phone and makes renting cars super-expensive because of the mandatory insurance. People must visit and spend a few weeks talking to people before deciding to move here," explained one expat living in San Jose, Costa Rica.

"hmmmmmm...take a vacation here first, spend a few months and get a feel for the scene here. Also, online research is an option too," said one person in Montezuma.

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What do people appreciate most about the culture in Costa Rica?

"Expats in Costa Rica appreciate its vibrant outdoor lifestyle and friendly people. Costa Rica is also known for its lush nature, boasting beautiful beaches, tropical jungles and majestic volcanoes, making it a paradise for nature lovers and outdoor adventurers. Many expats are also drawn to the country's relaxed, laidback lifestyle and the sense of community that comes with living in a smaller country. Costa Rica's diverse cultural heritage and traditions offer visitors a chance to explore the nation's unique cultural identity. Lastly, the country's affordable prices and high quality of living are a huge draw for many expats," said one person in Costa Rica.

"What I really enjoyed, was the personal relationships that we established. I had many Tico friends that felt comfortable stopping by our home to visit. One friend threw a surprise birthday party for me. I also found it amazing that when we arrived, we found ourselves without money due to a bank screw up and our attorney right away offered us a couple thousand dollars till our money showed up. Many more times, if we didn't have money on hand for something, business owners told us to pay them when we returned next. You don't see that happening in the states," remarked one foreigner who made the move to Samara.

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What do people find most challenging about the culture in Costa Rica?

"I think that banking can be a challenge and setting up insurance along with other services such as your electric, phone and internet services," said one expat who made the move to Samara.

"One of the most challenging aspects of Costa Rican culture that expats find is the concept of “pura vida” or living life to the fullest and taking things as they come. This can be difficult to understand and navigate for newcomers as it goes against the typically fast-paced, time-oriented Western lifestyle. Additionally, Costa Rica is a very tight-knit community where the concept of personal and private space isn't as pervasive as it is elsewhere. This can be difficult for expats, who may need more privacy and alone time, to adjust to. Furthermore, the local language of Spanish can also be a major obstacle that expats need to overcome in order to feel more settled in their new home," explained one foreigner living in Costa Rica.

What residency documents or visas did I need if I will be in Costa Rica for a while?

"Visa is good for 3 months so if you plan on trying I would recommend opening a bank account and beginning the residency process early on. An attorney is helpful and I recommend Max Viquez Garcia. He is very helpful honest, fair and bilingual. I travelled to Panama City, Bocas del Toro Panama and San Juan del Sur, Nicaragua to renew my visa and really enjoyed those trips," remarked one foreigner who made the move to Santa Ana.

"[In order to work] You are required to have a work visa -which is hard to obtain as the government would choose a CR citizen rather than a foreigner get a job-and a potential empl0yer must apply on your behalf, be married to a CR citizen, have a child be born in the country. to a CR citizen. a Permanent Resident or work online. Until you have gained Permanent Residency you are not permitted to physically work in CR. This process could take between 4-5 years, from your initial application," explained one person living in Costa Rica.

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What cultural blunders should I try to avoid making in Costa Rica?

We asked people in Costa Rica if they could share any humorous cultural blunders they commited. They wrote:

"On one occasion we had traveled to San Jose to see our attorney and were lost. When we spoke to the doorman of what we thought was his office building we could see that whoever he was speaking to on the phone he was describing us as being dressed very trashy, as we were not wearing business attire. We were dressed in jeans and t-shirts. Most people dress in business attire in the city," remarked one foreigner who made the move to Samara.

"It is important to avoid touching someone's head or using certain nicknames as both are considered offensive in Costa Rica. Additionally, be sure to dress conservatively in public and avoid public displays of affection, as they are seen as disrespectful.Beyond that, it is important to be respectful when discussing religion, particularly since the majority of Costa Ricans are Catholic. Disrespecting local customs and religious ceremonies should also be avoided. Finally, it’s important to be mindful of how much you are drinking in public, as public drunkenness is considered inappropriate," explained one person living in Costa Rica.

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What are healthcare services like in Costa Rica?

When we asked expats and global nomads about the quality of medical care in Costa Rica, they replied:

"National health care may not provide a sufficient safety net - it may require a long wait for medical procedures. Private health care is recommended, but coverage for "pre-existing conditions" is generally not available except through national health care," explained one expat living in Tamarindo, Costa Rica.

"In Costa Rica, you must be a resident of the country to qualify for CAJA also know as the national socialized medicine. Additionally, this is not an option but a requirement of your residency here. The monthly fee is calculated based on your income. The local clinic also known as EBAIS is centrally located. If you are in the area, familiarize yourself with it's location. If you are not a resident, there are several private care physicians in the area and they are well educated and professional. If you do not speak Spanish, there are many that are bilingual. I know of at least one that has a 24 hour facility for emergencies. Additionally, specialists from the Central Valley visit these private care facilities on a monthly basis so if you need specialized care, it is available. At present, a general office visit in a private care facility is $40-$45," said one digital nomad in Playa Jaco.

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What are the pros and cons of living in Costa Rica?

"Paying bills can be a big challenge so try to get auto pay set up where it is available. Most people wait in lines to pay bills at the bank or most markets offer computer bill pay. Cash only. Passport or other picture ID required. Costa Rica has no real street address system and the mail is terrible there. Some addresses are like 400 meters West of the World Gym," commented a person living in Santa Ana, Costa Rica.

"My only dislike is the postal system. The system is impossible to navigate when trying to receive a package. I have learned that it is easier for me to order something, and divert the government postal system altogether," explained one digital nomad living in Florencia, Costa Rica.

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About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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